Planning some relaxation at the beautiful beaches or the breathtaking countryside of New Zealand? While you’re not likely to run into any issues using a credit card or debit card when visiting most of the country, it’s still a good idea to pad your wallet with some cash for small item spending and emergencies. Also, be aware that some smaller merchants are likely to hit you with a small fee when paying with plastic, yet another reason to have some New Zealand dollars on you at all times. So, before your trip to the other side of the world, plan on exchanging your American dollars to New Zealand dollars.

TIP: Many restaurants throughout New Zealand offer BYO (Bring Your Own), allowing you to bring a bottle of wine to your meal and saving you more money.